Having a savings account is always a good idea- you never know when you’ll have to dip into it! Starting the New Year off right taking control of your finances is very important. Part of that is finding a savings plan that works for your family. I am sharing a new Monthly Savings Challenge that may be a little easier for some of you (including me) to be held accountable. The thing that I love most about this one is that it takes into account that the end of the year is where most of my expenses come in with the Holidays and things of that nature.
As you can see, with this one you start out and end with saving the same amount — $25. This is helpful as the beginning and end of the year usually has the most expenses. I may tweak this a little bit this year and around Tax Return time invest a little more. Plus, you and your spouse can both do this to double the savings during the year.
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