Having a savings account is always a good idea- you never know when you’ll have to dip into it! Starting the New Year off right taking control of your finances is very important. Part of that is finding a savings plan that works for your family. I am sharing a new Monthly Savings Challenge that may be a little easier for some of you (including me) to be held accountable. The thing that I love most about this one is that it takes into account that the end of the year is where most of my expenses come in with the Holidays and things of that nature.
Click HERE for a Printable Version
As you can see, with this one you start out and end with saving the same amount — $25. This is helpful as the beginning and end of the year usually has the most expenses. I may tweak this a little bit this year and around Tax Return time invest a little more. Plus, you and your spouse can both do this to double the savings during the year.
If you’re looking for more of a weekly challenge, you may like the 52 Week Savings Challenge that I posted and you may find something in the 15 FREE Printables that I posted. Enjoy.
Linda
Monday 19th of October 2020
Great savings plan!
Amanda Goodenough
Sunday 1st of January 2017
What a great idea to earn some extra cash. I could totally use this. I'll try this for the new year.