If you’re a Target shopper, you’ll want to read on! I LOVE Target, and have for many years as I used to be an employee there and really love the company standards they set for their employees as well as the benefits they offer to their guests.
One of my favorite benefits is the opportunity to use a Target RedCard and get great opportunities to save like FREE Shipping (no minimum) on Target.com, 5% off purchases and an additional 30 days in the return policy! There are two options available to guests when applying or opening a Target RedCard: The Target Debit Card and the Target Credit Card.
I, personally, have the Credit Card and have for years. My husband also has one and when we use the cards we just pay off the entire balance at the end of the month (interest rates are high). The Target Debit Card is a great option for those who would like to avoid any risk of paying interest fees. This card comes with NO annual fee and links directly to your checking account. You then use a pin to use the Target Debit at checkout. You’ll get the same benefits from both cards- FREE Shipping, 5% off everyday, and 30 days additional on returns!
You can open both accounts online- you choose Target Debit or Target Credit! 🙂 You’ll also want to sign up for their FREE Pharmacy Rewards program and link it to your card. For every 5 prescriptions you fill, you’ll get an additional 5% off shopping day that can be paired with ANY coupons as well as the 5% off RedCard benefit to save you even more!
Do you have a Target Debit or Target Credit Card? If so, what do you think about it?!