When it comes to saving money, I think we overcomplicate it. I am all for saving $1,000 in a month if that were realistic, but it is not always that way. I, however, do love saving money in simple ways. When it comes to saving money, sometimes you just need to go back to the basics. Check out the simplest ways you can save money.
Using cash is going to help you save money. It hurts when you spend cash, trust me. Using a debit card or credit card makes it seem like you have endless amounts of money to spend, when you do not.
Start selling what’s in your house
Instead of buying items, start selling what you have in your house. Even if you don’t have anything worthy of selling, going through your things will keep you busy and prevent you from buying.
Sign up for freebies
Anymore, when I go out to eat, I try to sign up as a rewards member first. This allows me to get a free item, which helps reduce the cost of my family’s meal.
Just go without
Americans seem to think they should go buy whatever they need right away. This is a false sense of instant gratification. Do you REALLY need a new car? Do you REALLY need new pots and pans? It’s okay to go without something occasionally.
Another simple way to save money is to just do it yourself. If you cannot do it yourself, then trade skills with a friend, who can help you out.
Get rid of a bad habit
Smoking, drinking, unnecessary driving, these do really add up. Getting rid of a bad habit it a very simple, but smart way to save money.
Go to the library
If you have ever been to a book store to buy books, you know this can add up quickly. My advice to you is to go to the library. Get things for free and then return them. It’s so simple, I’m starting to wonder why I don’t go to the library more often.
Save your change
Everyone has quarters and dimes sitting around. Save your change and then cash it in when you get a decent amount. This is such a simple way to save money that it is often forgotten about.
What are some of the simplest ways you save money?